Before paying a debt in collections, verify it’s legitimate and collectible to avoid scams or zombie debt. You have rights under the Fair Debt Collection Practices Act (FDCPA) that protect you from ...

Pay-for-delete letters are one possible solution to resolving blemishes on your credit report. You will need to verify that ...

Take a Financial Relief Quiz. Get matched with an Authorized Partner. Negative information like unpaid bills and collection activity stays on your credit reports for seven years in most cases, during ...

Whether you experienced a tough financial situation or simply forgot about a debt you owe, collection debts can happen. Having an account in collections damages your credit score, and you'll be ...

If a collection account is dragging down your credit score, you might wonder if the collector could make it disappear if you reached a payment agreement. Sometimes referred to as "pay-for-delete," ...

Note that the situation for student loans has changed due to the impact of the coronavirus outbreak and relief efforts from the government and many lenders. Check out our Student Loan Hero Coronavirus ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. Removing collections from your credit ...

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