Indexed universal life insurance (IUL) has certain benefits and drawbacks. Discover how the cash value of IUL grows with ...

Discover the difference between variable life insurance and variable universal life insurance, and learn which one provides ...

Indexed Universal Life Insurance (IUL) is frequently positioned as a solution that offers both lifelong insurance coverage and the potential for market-linked cash value growth. This combination often ...

These complex products tie cash value growth to the performance of an index, but it’s important to understand the limitations ...

What Is Universal Life Insurance? Universal life insurance offers permanent coverage with a unique twist—flexibility. Unlike other policies that lock you into fixed premiums and set death benefits, ...

Indexed Universal Life (IUL) attracts its share of criticism. Most naysayers focus their disapproval on how IU is sold rather than the structure of the IUL policy. Yet, soon, I foresee a dramatic ...

Variable universal life and registered index linked annuities are expected to see the highest percentage of growth across life and annuity products in 2025, two LIMRA executives said during a recent ...

Universal life insurance is a permanent insurance you pay for throughout your life. It offers long-term coverage and can increase in value over time. Indexed universal life insurance falls under the ...