Kevin Nishmas is an expert financial content writer with a long and successful history of working with Canada's largest financial institutions. His knack (and passion) for transforming complex ...

Eligibility criteria for lines of credit usually mirror other business loans, but it can be faster and easier to get this financing set up A business line of credit provides small business owners ...

If you need access to cash, either a personal loan or a line of credit could be an option. However, there are some significant differences in their availability, function and purpose. Plus, both come ...

Both a line of credit and a credit card are types of revolving credit where you can borrow up to a certain amount and only pay interest on what you borrow. A line of credit typically has a lower APR ...

Business lines of credit and credit cards both offer flexible spending, but they are best suited for different borrowers. A business line of credit typically has a lower interest rate and higher limit ...

As a borrower, understanding the impact of credit and the types of credit available can help you intelligently leverage your wealth without risking high fees, interest and long-term debt. The two most ...

Business loans and lines of credit can help you meet your funding needs; a loan offers a lump sum repaid through installments, while a line of credit allows you to draw as needed, up to your limit ...

Choosing one over the other depends on why you need the funds Christina Majaski writes and edits finance, credit cards, and travel content. She has 14+ years of experience with print and digital ...

Jessica is a freelance writer, professional researcher and mother of two rambunctious little boys. She holds a Master of Science degree in Cognitive Research Psychology and a Bachelor's degree in ...