The no-buy-year challenge consists of strategies to reduce unnecessary spending, freeing up cash for savings and debt elimination. Participants set personal spending rules about what they will and won ...

Lucy Lazarony is an experienced personal finance journalist and writer who got her start in 1998 writing about financial topics. She writes accessible and easy-to-understand articles about credit, ...

Most of us don’t wake up eager for a difficult conversation. By their very nature, these conversations can feel uncomfortable, challenging, and awkward. You’ve likely faced one you dreaded, put off, ...