Nearly every American has a financial plan for 2026, but most failed to meet their goals last year.

We are not born with tools on how to build healthy relationships. No one teaches us. We should learn this shit in high school instead of geometry and other useless classes we will never use in life.

This transcript was prepared by a transcription service. This version may not be in its final form and may be updated. J.R. Whalen: Here's Your Money Briefing for Wednesday, February 7th. I'm J.R.