Ramsey's anti-credit advice rescues people from debt — then traps them in a system that penalizes not having credit. There’s ...

As Americans struggle with massive amounts of credit card debt, there are debates about using credit card reward programs. Some personal finance experts aren’t fans of seemingly exploitative credit ...

Dave Ramsey still refuses to carry a credit card, arguing that removing cards from daily life eliminates a common pathway to overdraft and default. I've followed his reasoning: he told a caller that ...

Those who have spent their lives using credit cards — or perhaps more accurately, building up credit card debt — may feel nervous thinking about when they can close these cards and cut them up. In a ...