Federal student loan rates are fixed and set by a formula created by Congress that changes annually. For the 2025-2026 ...

Student loan refinance rates have started to drop again as the Fed cut rates this week. As of December 18, 2025, student loan ...

A new bipartisan proposal in Congress aims to slash interest rates on federal student loans to just 2%, a dramatic drop from the 6% to 9% rates that most borrowers have today. The bill — officially ...

The interest rate on federal college loans would plunge to 1% under a new bill by Rep. Mike Lawler that aims to ease the debt burden for past and future borrowers. The proposal, introduced in the ...