Experts say slower debt growth and lower rates could give consumers new opportunities to pay down balances and save money.

The best balance transfer cards now have long 0% APR periods and no annual fees. Find the right card for you and start ...

While many gift card scams involve thieves demanding payments via prepaid cards, there's a less obvious type of fraud known ...

Used well, a balance transfer card can turn high-interest debt into a predictable payoff plan instead of a monthly scramble.

With over four decades of experience as a portfolio manager and educator, Adam B. Frankel simplifies credit card strategies and complex personal finance topics for anyone seeking to gain a better ...

Holly Johnson is a credit card expert and writer who covers rewards and loyalty programs, budgeting, and all things personal finance. In addition to writing for publications like Bankrate, CreditCards ...

Discover what a zero balance card is and learn how it can benefit your credit score by reducing debt and managing your credit utilization effectively.

Learn how the previous balance method calculates credit card interest, its implications for cardholders, and why it might not be the best choice for you.